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Vol. XIII No.4 - Sunday February 23, 2014 - Saturday March 8, 2014

Arts - Entertainment
Life at 33 1/3
Ask Emma
Book Review
Bridge in Paradise
Animal Welfare
Care for Dogs
Community Happenings
Doctor's Consultation
Dining Out & Recipes
Life in Chiang Mai
Mail Bag
Mail Opinion
Money Matters
On the Grapevine
Quirky Pics
Real Estate
Social Scene
Daily Horoscope
About Us
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Current Movies in
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Update by Saichon Paewsoongnern
Real Estate: E-mail: [email protected]

Home Buyers’ Focus Fair at Central Festival focuses on new housing

Governor Wichien Puthiwinyoo is joined by Borisud Kasinpila, the managing director of Home Buyers Guide Co., Ltd. and other event sponsors at the Home Buyers’ Focus Fair held at Central Festival Chiang Mai.

Chiang Mai Mail reporters
The Home Buyers’ Focus was held at Central Festival Chiang Mai from February 5 to 9, 2014 and offered interested home buyers a chance to meet with property developers of housing estates and condominiums. There were more than 30 booths from various companies offering housing projects as well as banks, and home furnishing companies.
Governor Wichien Puthiwinyoo presided over the grand opening of the event held on the first floor of Central Festival Chiang Mai, where he was joined by organizer Borisud Kasinpila, the managing director of Home Buyers Guide Co., Ltd. on February 5, 2013.
K. Borisud Kasinpila, of the Home Buyers Guide Co., Ltd. noted at the opening that Chiang Mai is the economic hub of the Northern region and its transport systems, tourism, education, economy, hospitality and public utilities make Chiang Mai the focus of real estate entrepreneurs. Currently, Chiang Mai has about 150 projects or 20,000 units under construction by various developers. The event offered useful information to people about purchasing residences in Chiang Mai.
A highlight was the lecture on Feng Shui by Master Tawan Lekhapat, a Feng Shui consultant from Feng Shui Knowledge Center (Thailand).

How expats can protect themselves from cybercriminals

By Don Freeman
As an expatriate living in a foreign country, you are particularly vulnerable to cybercrime as you probably use the Internet to access your financial accounts and the statements associated with those accounts. With that in mind, here are ten tips to help you foil potential cybercriminals:
1. Security Starts With Your Financial Institution. Although it’s inconvenient, your financial institution should have installed multiple layers of security or steps (e.g. passwords, personal questions only you can answer etc.) before even you can access your accounts plus have advanced encryption software and firewalls installed. Moreover, there should be a secure way once you are logged onto your account to send messages to and receive messages from your financial institution.
2. Know Your Rights and Obligations. Make sure you have a clear understanding of what your rights (e.g. insurance against fraud) and obligations are in the jurisdiction your financial institution is based in should there be unauthorized access to or transactions using your financial account.
3. Ensure Your Technology Devices Are Secure. Be sure to have the most up-to-date browser, anti-virus and spyware software installed on all of your technology devices and that you have the firewalls enabled. If you have more than one device, designate one that rarely (if ever) leaves your home to log-on to financial accounts or the email address associated with your accounts.
4. Have a Supersecure Email for Financial Accounts. Don’t use the same email you use for personal correspondence, social media or one that you regularly provide to online sources as the email you give to your financial institutions. Moreover, never log onto that email address from an unsecure device on a Wi-Fi hotspot without a password.
5. Use Different User Names, Passwords or PINs. Don’t use the same user names or PINs for email, social media or any type of non-important online account for your financial accounts.
6. Keep Your Account Info in a Safe Place. Ideally, you should memorize all your account numbers, user names and passwords. Realistically, you should write this information down and store it in a safe place. And remember, its not just cybercriminals you need to protect this information from as ordinary criminals, housekeepers and even friends or family could misuse it.
7. Download and Store Financial Statements in a Safe Place. Should your account be compromised or locked for suspicious activity and you are an expat in a foreign country, getting the matter resolved will not be easy. However, having the latest financial statements downloaded and stored in a safe place will help you to verify your identity with your financial institution and regain access to your accounts as quickly as possible.
8. Beware of Wi-Fi Hotspots. Cybercriminals have been known to set up phony hotspots for unwary tourists or expats in airports, hotels or elsewhere - meaning you should never log on to any unfamiliar or unsecure Wi-Fi network and then log on to personal email or financial accounts.
9. Beware of Phishing Schemes. Phishing schemes targeting expats can range from the ubiquitous emails your spam folders usually collect to actual phone calls or text messages. So before you give out any personal information in response to an email, phone call or SMS, be sure to confirm it’s actually from your financial institution. Remember, most legitimate financial institutions will not contact you in this way and even if you do receive an email that appears to be from your financial institution (like one notifying you that your online statement is now available), don’t click on any link in it as it might install malware on your device or take you to a phishing website.
10. Be Careful With Social Media. No matter how tempting it is to rant online or on social media about a financial institution, you probably have enough information on your social media accounts to make it easy for cybercriminals or even someone you know to try and access your accounts. Moreover, there are a number of background check services that could reveal enough missing information about you to enable a savvy cybercriminal or someone you know to access your financial accounts.
Don Freeman is president of Freeman Capital Management, a Registered Investment Advisor with the US Securities Exchange Commission (SEC), based in Chiang mai, Thailand. He has over 15 years experience and provides personal financial planning and wealth management to expatriates. Specializing in UK and US pension transfers. Call 089-970-5795 or email: [email protected]

HEADLINES [click on headline to view story]

Home Buyers’ Focus Fair at Central Festival focuses on new housing

How expats can protect themselves from cybercriminals



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